Question:
My car was reposed around January 29Th, up till date I ha vent received an phone calls, or letters from the bank. Prior to the repoing i use to get about a million calls a day. What is the bank up too? Surely i owe about 10 thousand for whatever it was sold. i really fucked up the engine before it was taken it was next to burnt on a 2005 altima. Regardless i haven't heard anything for a while I'm starting to wonder what they are up too? Should i call them and inquirer on what tricks they got up their dirty sleeves? last time i talked to them i told them i was a student with not enough income to pay the loan off. maybe that's why? anyone got any suggestions ? PS: the car was only valued at around 18G's and i owed 28'gs because of extended warranty etc etc and like i said the engine was more dead then my dead cat
Answers:
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By now the should have been sold. I think they have to hold them for 30 days to give you a chance to pay the money back and get your car back. I'm sure they have reported it to the credit agency, so now when you get a loan, it's going to cost you in interest. You'll be considered a high risk.They may also get a judgment against you for the balanced owed minus what they got for the car plus expenses incurred for the repo. Then they can get a lien against your wages till they get their money back.
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It would have been a good ideas to call them and try to work something out, but it's a little late for that now. Good luck.
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do a search on the internet on repossesion. more than likely you will not get your car back. once that happens you lose it and they can sell it. you must havent paid the note in a few months for them to take action. this will ruin your credit. they dont care if you dont have that much money, you owe and you gotta figure out how to pay for it.More Questions & Answers ...
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