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Answers:
in theory yes you can once the ban has been completed. However i very much doubt that any hirer will be able to get you insured with a drink drive conviction on your licence. This will as you will know stay on your licence for 10 years and is in effect one of the hidden penalties that you will incur
Guy hits my car,has insurance,car isn't valuable,will they total it??
I shouldn't think so. The companies wiould find it v. hard to get fleet insurance if they wanted to insure everybody.I doubt very much that you would find a company that could insure you for vehicle hire because you would be considered a high risk but I could be wrong try telephoneing a few hire firms they would be able to put you right
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