Question:
cAN YOU BUY A NEW CAR WITHOUT CREDIT, OR WILL THE PAYMENTS BE HIGHER
Answers:
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you,ll need some kind of a credit reference to be able to get a loan through a bank ,unless you go to a buy here pay here lot,and there going to be real high on interest and payments,having good credit is one of the most important things you can own right now,but you have to start out some where,maybe a co-signer on a loan would be possible,good luck,i hope this help,s.Has anyone had any bad experiences buying cars off of Ebay motors?
credit is what allows you to buy that new car. since you don't have credit, guessing 18 or so and just starting out. they will want a bigger down payment or another person to co-sign the loan for you.remember, don't buy what you like or what you think you can afford. for a real car payment is the following:
car payment
10% of car payment for maintenance
insurance payment
gas
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So say you think you can afford $300 a month. Really you can only afford a bit less than $200. For insurance, gas, mechanical upkeep all needs to be figured in also. To not follow this rule is how so many get upside down in their car loans, get them repo'd, etc.
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The better your credit, the lower your payments will be due to the fact you will pay a lower interest rate on the loan. Great credit (not new) you pay like 3% on the loan.with bad credit, you might pay as high as 25%.
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Yes, you can buy a car with no credit. However, you should either pay cash or be willing to take a loan with an extremely high interest rate (and payment).More Questions & Answers ...
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