Question:
When buying a car trough the car dealer can you cancel a deal if you are not happy with the finance rate. Also can you speak with the finance dept when you are going to purhcase the car.
Answers:
Anyone know what APR finance stands for?
Well let's start with your first question. Some states have a cooling off period. This is usually a 72 hour ( or three day ) period. Some states ( i.e. California ) have a no cooling off period you cross the curb at the lot you are a owner. Check in your state to see which it is.So im buying a new ,GIRLS READ?
Also if you are past your three day period you can call the bank you are getting ready to finance at and tell them that you do not want the loan that they have approved for you at said dealership.Explain to them the reason and why you feel cheated. Explain to them that you have no intentions of paying for this car. A lot of the time they will not fund the dealer (pay them the money for the car) and they will let you back out of the deal. You could probably scare the dealer into believing you called the bank and no dealership in there right mind wants the hassle of the car being on the road for a long period of time only to get it back in a month because that just simply means you drove a car for free.
Now for your second question. Any reputable dealership will let you speak to there financial adviser before any purchase is made. You simply have to request it. If they say no leave right then and don't turn back. Remember you have the power when your buying a car not the salesman or the dealer. Take back control and make sure they know that just because u might have a couple of credit issues or your young or what ever it may be that they think. YOU are not stupid.
What kind of car sould i get.?
Hope this helps you.Good luck!!
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damn woman! it depends on the contract. why did you sign the ******* papers!? jesus!Yes and yes and if you encounter a dealership that tells you different, leave. Quickly.
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You can't cancel the deal after you've signed the papers and made the deal legally. Agree to the deal first, then sign. Yes, you can speak with the finance dept. first, but, most dealers want the customer to just deal with the salesman. Try also to get a loan through a bank to compare interest rates. You don't have to finance it through the dealer to get a good rate so, check around first. Good luck.Which car do you prefer lamborghini mucilargo or ferrari 360 modena?
Don't sign a buyers order until you're happy with the financing offered to you. Everything is negotiable and as long as you haven't signed a buyers order you're free to walk out at any time. You can get to the best bottom line deal quickest if you remember that you do not HAVE to have this car, no matter how much you like it don't let your emotion about getting a new car get in the way of your ability to walk away from a bad deal. Typically you won't know anything concrete about financing until you've allowed them to run your credit and pre-approve you, don't let them pressure you into doing that until you're pretty sure you want to make a deal on a car. Having your credit checked by multiple dealerships shoppnig for a car can be detrimental to your credit.you can cancel it at anytime as long as you have not signed the contract, usually they will work with you on the credit, most places won't let you talk to the finance dept..also you are always better going to the ca company's dealer then like the atlantic auto-mall..because there cars might be cheaper but they jack up the finance rate so they really don't lose any money..its fish and bate you get a good price on the car, but when u you go to finance the best then can do is a high rate
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