Question:
I saw the commercial last night and of course they had tiny fine print flash across the screen before you could read it. I'm like yeah right. New cars for only 88 down 88 per month. I did a little searching but couldn't find much on it although it's an affiliate of some other bad credit loan network. So what do you think?
Answers:
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The $88 dollars down and $88 a month is for only a limited number of months. Like if you purchase a certain car you will pay $88 for about 6 months and then your payments go up to what they are "supposed" to be, like $200 a month after. I heard this ad on a local radio station and remember them saying it is $88 for the first 4 months and then $250 for the remainder of the loan. You also have to have really good credit because it goes through the car company to get the loan like GM motor finance.What are the best previously owned vehicles to purchase?
Even if it was 0 percent interest, at 88 a month you'd have like a 10+ year loan (if the payments stayed the same.) You'd owe more than the car is worth, pretty much forever-- resulting in negative equity.Is it cheaper to buy a car in Scotland ?
Not a good plan. Concentrate on getting a good price for the car-- NOT on the monthly payment. Then find out what the best rates are that you qualify for and what a reasonable term is. If you cant afford those payments, you need a cheaper car. 'Creative' financing is never a good idea with cars, becuase unlike real estate, it just goes down in value.
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Probably a 10 year loan for a KIA that you can buy cash for $5900.More Questions & Answers ...
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