Question:
What are the pros and cons of leasing a car. I don't know too much about leasing a car. I only know that you have to stay with in a certain mileage criteria and that the payments are supposed to be less. Can someone tell me more about leasing a car. I don't know much at all
Answers:
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My personal take is that leasing, while it may make sense for businesses, is usually not in the best financial interest of an individual.First of all, there are serious milage restictions, if you exceed the number of miles, you can be stuck with a serious penalty payment. Compare that to if you buy a car, you can drive it 100K miles a year if you want to, and other than maintenance, there are no hidden costs.
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Also, at the end of a lease, you have to give the car back (or may have an option to buy it at what is usually a not-so-good price). When you buy a car, once its paid off, you get to keep the car, and the longer you keep the car without having payments, the more disposable income you have for other things, and saving for the future & such.
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Sometimes the only way one can afford to get in a fancy late model car is with a lease, and if thats the kind of car you are looking at, you may want to consider a similar model that is a few years old, and still looks and drives good, but at considerably less cost than new. Good luck with your new wheels:-)
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Pros: lower payment if you don't drive a lot.Cons: Rip-off if you are going to drive the car for more than a few years. You will have car payments forever.
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I buy a new car, pay it off in four years and drive it until it dies, maybe 15 or 20 years. I don't have to worry about how many miles I put on the car. After four years, I don't have any car payments.
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yes and no it just depends on how you look at it leasing the car means you pay off the balance at the end of the lease or turn that car in and start all over a gian during the time the car is on lease the compant pays for all mauntance and repair but you will never actually own the car when you buy a car it is totally your responsibility but it is yours and you do own it so the weights are to me a no brainer leaseing is better you get the privilage of driving with out all the hassels of ownershipMore Questions & Answers ...
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