Question:
Direct from a renault garage? has anyone bought one recently? Im a new driver and carnt afford to buy a car. Am i better getting a loan?
Answers:
Can you get out of a car purchase if you've already signed everything?
Look around at rates banks charge for credit. Remember the garage gets commission for selling credit so haggle heavily downwards if you have credit from them.Why is a 2007 Chevrolet Aveo a dangerous car?
Also car has been featured on Watchdog so demand for these is not going to be high at the moment! another reason to argue heavily for discounts.
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This is not the most reliable small car to say the least. Dont touch clio campus model
Private sale of a vehicle. Questions?
Renualt Clio's are always on watchdog, for there bonnets opening when ppls driving. Sure u wanta Clio ??Any Geo Metros for sale near SLC, Utah?
Just check with the garage to see what their repayment terms are, what % interest they charge, and your options for repayment, IE 12 months, 24,36 etc, then do same with the bank, which ever offers the cheapest % rate and the best repayment policy to suit you, go with that.What happens if you purchase a car and your check bounces?
I don't own a Renault so afraid I can't help you on the car part of it
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Loans from a bank will have a much lower interest rate than finance from a garage/dealer. In any case, you're better off getting a car that is at least 2 years old. Most of the depreciation happens in that time.Will the prices of cars in india come down after 2007 budget ?
Work out how much you need to borrow and enter the details on moneysupermarket.com, it will compare the market for the cheapest loan rates, giving you an indication of your monthly repayments.If you're a new driver though, I would consider an older, run-about car instead of a new one. New drivers tend to bump their car, your better builing up your no-claims in an older model, but thats just my opinion.
Good luck and happy driving!!
Make sure the flat rate on the finance is less than 5% and haggle hard, try to play 2 garages. Get a price from one then go to another and see what they can do then go back to the original. Finance from garage is easier to obtain but means you would have to pay full amount back before you can sell car privately, also ask if there is a massive settlement charge incase you want sell car early. Dealers often reduce screen price of car then make it back on interest from the finance. Finally, dont uy brand new as you will lose 15% at least when you drive car out of garage, get a new shape clio with low miles (pre registered cars are sound buys) and avoid imports. Good luck, feel free to mail me if you need any more help.
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If you cant afford a car then dont buy one.OR if you mean you cant afford to buy one outright then yes go to a garage and tell the salesman what you can afford (monthly and be realistic) then you should get a decent car that will last you a good while. I have owned a clio and they are quite good cars,economical to run and reliableWhich is a better choice between 07 nissan murano vs 07 honda pilot?
Dunno bout the finance bit..i got my car as a present.Can i sell my car without log book (v5)?
But i gotta say, i have a 2002 renault clio and i absolutely love it!! 52 mpg, and i hardly ever take my car out of the city, it's never broken down on me, ever, always starts in the morning.no matter what.
Would you go through with this car deal?
And that thing about the bonnets.never had a problem and never known anyone to have one. It's a lovely little car
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From the car point of view, there's been a tremendous fuss about the bonnet catches breaking on Mark 2 Clio's, including last night an interview with a senior manager who'd left Renault because of their indifference to the problem.How do I file a lawsuit if an attorney won't take my case ?sales fraud case.?
Having said that, provided the catch has been rectified (and get that in writing) they're good little cars. Some have had electrical problems, but that's standard French electrics for you.
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Finance-wise, you need to compare the cost of finance through the dealer with that of a bank loan, if you can get one. Sometimes they run 0% finance deals.
If you've just passed your test, buy a car for £500 and drive it about 3000 miles to gain experience. Then put that car in for part-time exchange and get your money back, plus you've gained loads of experience.
What inforamtion/safety checks is a used car dealer required to provied?
You're more likey to have an accident, no matter how careful you are, within 6 months of passing a test.
Nothing is worse them spending a fortune on a car and having a crash - I know!
Buying cars that are far away?
If you're a new driver and can't afford to buy a car - did you mean a new car? Jeremy Clarkson says that buying a new car is like hitting yourself in the face with a hammer marked 'tax'. Like-wise buying an expensive car. You can get yourself a quality-built Volkswagen Polo with a 1 litre engine, which will give you low insurance, great fuel economy, adequate performance, high reliability, and a good eventual resale price. The french alternatives will fall to pieces and rust before your eyes. You only need spend between £600 and £1000 for a sound car. Check eBay for the fifteen and twenty year-old Polos which are still giving sterling service. Germany builds great cars -VW, Audi, Porsche, BMW, Mercedes-Benz, and Maybach.France build 'Merde.'
41 year old driver, 24 years of great German metal, from Opel, Audi, BMW and Mercedes, and I wouldn't consider anything less!
Why buy a car on finance?
I want to trade in my old car for a new one?
It is worth less every day and you can end up with a debt which is considerably higher than the value of the car.
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Get a cheap one for cash: secondhand cars in the UK are really cheap.
Does anyone know of a good cheap auto for under $1000?
In fact, get a series one Clio if you like that sort of thing. The bonnet won't fly open when you're driving, because on the series one, the hinges are at the front!
When does Cadillac run their 0% financing special?
And they're good little cars, I have a 1.1 litre and it's fast enough for most people, just make sure you have decent tyres on the front.
Not so sure about a renault.but... Financing through a dealer isn't as bad as some may make out!!
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You may well find that a personal loan through a high street lender or bank is marginally cheaper but CAR FINANCE does have it's advantages!!
Why do families have a difficult time making a decision about buying a family vehicle today?
1- the money is secured by the Car and NOT you. Therefore, you keep your own credit lines open for other things.
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2- If it's a REGULATED agreement ( under £25,000 ) you have TERMINATION RIGHTS ( usually half way through the agreement.
3- It's quick and easy to set up ( Watch out for SET UP fee's - usually on the first and last payments ) and generally there are no charges for early settlement - normanlly just a few months of interest is payable.
4- All reputable dealerships are governed by the Financial Services Authority and have to adhere to a stringent code, and as a result should be considered responsible lenders.
Ensure that the agreement doesn't have a BALLOON payment unless agreed by yourself.
Don't bite off more than you can chew! Ensure that you can afford the monthly repayments!!
Good Luck and enjoy.
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