How would you go about selling a car....?

Question:
...if that car was your primary vehicle? I want to sell my car to payoff my existing loan and get a cheaper used car. But what is the best option do you think? I will choose the best answer for points! Thanks.

Answers:

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First, great idea, a loan for a depreciating asset is a losing battle. You will simply end up always paying interest indefinately.

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Your primary focus should be on selling your car. Don't worry about being without a vehicle, you can rent one very reasonably.

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Use the newspaper, eBay, auto trader or some other private sale means. This will get you more money than trading it in, which also would be difficult to do since you are looking to buy down. You can meet the buyer at your bank if the loan is local, or give the buyer a bill of sale and the vehicle once they have paid you in verified funds. Depending on your state you will have the title with a lein listed on it, the state or the lender has the title. You will need to mak sure your lender releases the lein.

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Don't rush into replacing the vehicle. It is very inexpensive to rent a car for a short period when compared to rushing to buy a car that will cost you thousands in repairs. Again, try a private sale to save over buying from a dealer.
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