Question:
Has anyone went to Kia and done the Do you have $199 down, Do you have a job and $3,000 minimum for your trade special? were there any hidden fees? How easy or hard was it to qualify?
Answers:
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I went in just to see if there was a Kia that would be worth purchasing to me and this is what I found. The $199 down is a straight shooter. The interest rate is fairly high unless you have the A+ tier credit score. I think my interest rate was going to be around 10% or higher. I have no credit blemishes just not a long history of credit. I didn't investigate the trade in, but I bet the $3,000 only applies if your trade is worth near $3,000. And of course you are looking at $2,000 in dealer fees, taxes, and titleing. Here is the low down on deals like this, if they are saving you alot of money, they are making up the difference somewhere else along the line. In the car game the only true deals happen when you are willing to sit and haggle over price and walk away.There's probably some catch such as:
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-minimum credit score
-minimum salary
-any extra they give you on a trade they just tack on to the price of the car
-they might require you to buy something like an extended service plan
-might require you to finance with them
-charge you high interest rates
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