Question:
I resently tried to buy a car through Nissan approved pre-owned lot. I gave them a trade-in, a down payment, and signed the contract. Now they come at me almost two months later and say they need a co-sign or to return the vehicle. Is this legal?
Answers:
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This sounds pretty unusual. There must be more to the story than we know about. Were you late on a payment? Is there something in your credit history that wasn't revealed in the buying process?Were you late on any other payments including your credit cards? There may have been something come up on your credit report.
Outside of that, it is hard to believe that they would want the car back if you can't or won't get a co-signer. I would doubt that they have your trade-in still. After a certain period of time they will wholesale the car out at an auction.
Look at this way, if you do take the car back, they have to give you your trade-in back and you got to use the car for 2 months free.
Talk to them and their finance officer and see what they have to say. If you want to keep the car, and they still hassle you get a lawyer. They should have had you get a co-signer before you left the lot with the car.
Nope a contract is a contract once it is signed. It should be legally binding for both parties (buyer and seller). Tell them to talk to your attorney or take a hike.
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once the contract is signed, the car is yours. you need good legal help with this oneHow much does it cost to put a car on ebay?
This seems totally unethical to me. I would contact the management at the Nissan dealership to clarify this issue but if that doesn't work I suggest you seek legal assistance. Somebody is trying to play games with you and you don't have to take it!Mitsubishi Mirage 2000 coupe, What do you think?
After 2 months? I can't see that, they should have let you know before you drove the car out of the lot...maybe you should talk to a lawyer about this, in my mind you wouldn't think so, but you never know. Read your contract and see if there is anything in there. Good Luck! =]I think the answer relies on your ideas. that's what i think
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It's referred to as "high pressure sales" and many states have regulations governing the practice. However, if the contract terms are contingent upon "credit approval" I would say they are acting within the terms of the contract and it is legal! Of course, two months is a bit questionable! You always have to READ before you SIGN! If you cannot comprehend the language then you should have your attorney interpret it to you! You might try a complaint with your attorney general but with a republican administration it is generally a field day for corporate America against the unsuspecting public!Not legal, well if your in the USA. But then they would have to refund your money, your old car, which I seriously doubt they still have, something is fishy in the water where you dealt with those car dealers. I would call the BBB (Better Business Bureau) and see what they say, tell them what this company is telling you. Did you make your first month payment to by the way? They are really messing with you for some reason.
What you need to do also is check with the people with whom you have the loan through, those are the people who do all the paperwork and approvals, etc. To me they must of had a seller on their lot who didn't know what they were doing, and wanted to make a deal no matter what, but they approved you. I am curious to the out come of your dilema.If you ever get an answer post back on the comments page if you can, so we know the real outcome.
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Most likely what is going on, is that you purchased the vehicle from a crooked dealership that recently found a new program that they feel they can make some more money on you. Instead of talking to a lawyer, I would take the issue directly to your State Attorney General, they love working on cases like this, especially if you live in NY. Whatever you do, do not go back to the dealership, they have no leg to stand on with this one, you signed a contract, they signed the same contract, that's that, nuff said...Good luckMore Questions & Answers ...
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