Question:
I've been debating an '06 Sienna van, but I'm curious if a down payment is always required, namely if I want the 0% financing through Toyota credit.
Having not gone through this process for a long time, I'm curious if a down payment is always necessary. If I ask Toyota directly, I'm not completely sure that I'll get a straight answer, so I'm asking it here instead.
I am lease a car how can i get out of my lease with out paying?
Thanks.
Answers:
Will there be a Honda Fit hybrid?
Down payments are not always required. It mostly depends on your credit rating. If you are looking for the 0% financing rate, there may be a cap on what they will finance-but I don't think so. With most 0% finance, there are no other rebates or incentives offered, but check that out too. Rebates or incentives count towards a down payment. So does a trade in if you have one. Usually 0% financing has a term limit in years, like 3 or 4 years. Your payments may be high, and a down payment will lower your payments.You can try and go to Toyota's website and anonymously get the info on the 0% finance rates and other rebates and incentives that they offer.
Hope this helps a little.
Why are used cars in Ontario so much cheaper than in Alberta?
nodepends on the place. and depends on your credit
I don't want to sell on my own, and it's not worth what i owe, what do i do?
No, But more you put down up front lowers the amount you owe. Less you owe will mean less interest you will have to pay.I want to buy a car in the USA to travel across the country.?
If you don't have any money, you probably already owe quite a bit. Buy a used car and get out of debt.How do salesmen ask for the sale?
It depends on your credit and your income. I down payment always helps, but sometimes you can get a loan without it if your credit is really really good.If I turn in a car lease early how does it impact the price on the new vehicle?
never give a down payment, if they insist go some where else, look for rebates on any car dealer shipHow do i know what band my car is in to find out how much road tax i pay after the budget?
I think so if you want th zero percent, not having one might get you a higer APR. And it would be based on your credit score more than any thing.If you have credit like Bill Gates you don't...
How much will my peugot 207 1.4 07 reg be worth in three years time?
No. I've traded in cars before, and that took the place of the down payment. You just have to tell them that you will give them the trade-in and that you want to finance the rest. You have to have a good credit rating, but it's doable.When you bought your last car did you pay cash for it or did you need to finance it?
They used to not like it, but now they seem to like it, because they are also in the finance business. They like for you to finance a big amount, because they get the interest. Now, if you go for 0% interest you may have to have a shorter finance period which would likely make your monthly payments pretty big.
What are my right, when the bank repossess my truck?
Not required. Very recommended for 0% though unless your credit is outstanding. You could probably negotiate it though with the way new cars are selling.No, not even. About half the time people dont put anything down. The salesman and the dealership want you to put something down because then they can get their commissions checks that much faster. If you dont put anything down then they have to wait for the loan to close and be funded in order to get their money. That is why the salesman will always push to get you to put atleast 1000 down. Their commission is usually only a few hundred bucks.
Saling my car, can i get in trouble if it has problems and i not disclose em?
No, Down payments are for people with bad credit or people who want to get there payments lowered. Also companies may force you to pay one but there is no car manufacting law/statements saying you have to. Good Luck, Hope this helps!no if you have excellent credit.
More Questions & Answers ...
This article contents is post by this website user, CarQnA.com doesn't promise its accuracy.