Question:
When would it be an ideal time to refinance a vehicle after purchase? Generally, I've heard a year, but could it be done sooner?
Answers:
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The carpayment amount varies in percentage of how much goes to principle interest and how much goes to the actual car value.
Where can I go to check a car history (website)?
After 2 years the percentage becomes favorable within your loan (invisible to eye) and that is why usually most people recommend that.
depends upon the credit and rate you have now? if you barely got the loan, you should pay on it a while to show a record, if your credit is great you can refi at anytime, these sites offer refi's
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http://www.carsdirect.com/home
www.capitalone.com
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