If i buy a car with a VPP, does it really matter when i buy it?

Question:
i asked earlier about good times to buy cars and since our VPP is 4% below dealer invoice, i was wondering if it really matters when we buy it, since there isn't any haggling.

Would it be worth it to go thru financing a car then paying it in full the next day (or days after)?

also, with a vehicle purchasing program, is there anything i need to watch out for on the dealer's end?? can they still stick me with weird fees etc.?

Will u get a better rate on a car if u have a co-signer and u have bad credit?

thanks !

Answers:

What happens to the cars that people DON'T buy?

I can get deep discounts on all US brands through my work as we're a major supplier to the auto industry. I'll bargain for the best price that I can get, and then pull out the discount paperwork if I can't beat it myself. Sometimes I can, sometimes I can't.

What is best petrol compact car to buy right now in India? Is it Maruti WagonR/ZenEstilio or Hyundai Santro?

This time of year it is very possible to beat 4% below dealer invoice. Dealer invoice does not reflect the actual cost to the dealer anyway; it's just a number these days. The real dealer cost typically lies anywhere between 3% and 12% below the dealer invoice price depending upon the holdback and any factory-to-dealer incentives in place.

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