How do trade-ins work while money is still owed on a car?

Question:
I owe about $38k more on my car, the trade-in value is around $35k. I'd like to trade it in for a car at the dealership marked at around $25-33k~ to lower my monthly payments.

When you are looking at used cars and they say it has been retitled, what does that mean?


Is this feasible?

Im From Melbourne Australia, did anyone knows where is the Auction Place for cars? any knid of car?


How does this work?

Which car should I buy - a Mazda Miata or Hyundi Tiburon?


Would it be wiser to sell the car to a private party and buyout the loan with another private party's loan?

Answers:

Any Internet site to compare rebates, dealer discounts, etc. when buying a new car?

Here what they do

What is the best way of leaning records?


you owe 38
its worth 35
you owe $3000 more than its worth
new car is 25k they will finance the new car price plus what excess you owe all on the new car if your credit is good enough

Can I end my car lease early because of medical problems?

They can carry it over to your next purchase, but you'll more than likely get screwed on the deal.

Looking for car auctions near newport south wales where i can purchase a vechile aged between 96and 2001?

because of the depreciation of your car to the amount owed they can usually get you into something that is what you owe as long as your credit is good they may be able to re-write the loan just talk to them

What is a reasonable priced 4 wheel drive vehicle?

If they give you full trade in value (which I doubt) then the they will pay off the extra 2k and finance that into your new loan.
If you owe 35k and the car you want is 33k your loan will not change much if at all and it might actually GO UP (33k + 3k that you owe from your original loan + taxes and fees that they add on at the end of the handshake).

Which car is better?


I say just keep the car and cut costs someplace else.
if you sell the car to a 3 party no way would they pay you 35k for it when they could get it NEW for about 50 bucks more on the loan and a better loan rate from the dealer.

Is this a good deal? http://www.kotsemo.com/Www/Search/AutoDetail/?autoID=6090?


If you want to cut costs try a seriously cheaper car
The toyota camary is very nice and can be had for around 20k but the dealer financing with good credit (0% and 5% ) will make the majority of the difference!

What car can i buy for £4500 nearly new?

you better off selling the vehicle to private. if you trade in, you will loose more money. the trick dealers use is to buy your car back and raise the amount on the newer vehicle. salesman will play with your mine by change interest rates or show you bogus list prices

I am buying my first car.?

I'am a car dealer, so here's the scoop. You will always be able to sell your trade for more than a dealer can allow you. If you would like an idea what the dealer is going to allow you on trade, go to kelleybluebook.com and enter the necessary information to get the trade in value on your car. If the dealer allows you $35k for your trade and you owe $38k, the difference will be tacked on to your new loan. If you are correct on your values, it is feasible to lower your payments on a less expensive vehicle. Most people are far more upside down than yourself and if you need anything else, let me know, and I will check on your details later. Good luck!

I have question about car leasing!!?

Owe 38 K
Worth 35 K

Renting my garage to a car owner.?


results in -3 K

Maybe I am stupid or just easily confused , can someone explain the difference between a cabriolet and a?


If the new car is 25 K, then the dealer will "pay the 3 K" and add that to the loan of your new car..providing your credit is okay. So you be making payments on 28 K...instead of your higher amount.

I need a little help in buying a car?


Translation...it should lower your payments providing your finance period (months of the loan) are the same as your last loan.

Is it worth it to buy the 100,000 mi. warranty (an extra $1,500) on an 05 Honda CRV with 30,000 mi. on it?


It would be wiser to sell it your self. You won't take near as big a hit.
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