Need ideas on where to purchase car with very bad credit due to circumstances attributed to horrid divorce..?

Question:
I have a foreclosure (couldn't afford my house anymore), a repossession of my husband's vehicle (he was taken to prison so I couldn't afford the truck by myself) and a bankruptcy to boot. I need to purchase a new (a good used one would be fine for my kids and me) car since mine is on it's last legs, but with my now bad credit (which was near perfect before the divorce) it doesn't look like I have many options available. I also owe more than the car is worth (upside down loan?) and don't have much for a down payment. It looks hopeless, doesn't it...

Answers:

How important is auto installment history when buying a new car?

no,,you can get a good car but right now you,ll have to deal with a,, buy here pay here lot,, until you can get your credit built back up good,but you come out of it,,it will just take some time,,good luck,i hope this help,s,,have a good x-mas.

I am trying to sell my car so that I will have money for Christmas.?

hey sorry to hear of your recent struggles... i feel for you...

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we have a way of taking things for granted when we have everything we want... having to have a older car can be a humbling experience to some...

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by the sounds of your situation... what i suggest is buying a cheap beater that runs... it might not be pretty but when push comes to shove and they repossess it, atleast they only take a peice of junk away... then you can buy another one... i wouldnt get into anything new at this point if i was in your shoes...

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even a 1991 rear wheel drive V8 car will run forever... its not going to fill that need that you have, being used to having a certain type of newer car... but a car is just a car and nows the time to figure that out for you...

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ANYBODY can get a car....but when you have bad credit you'll have to pay a higher interest rate. Shop around and be honest and up front with the salesman. They have a way around things. Be careful with the buy here, pay here, I'd only use them as last resort. Good Luck.

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Sounds like your best bet for the time being, until you get your credit reestablished, would be a buy here pay here lot.

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go to your nearest gm dealer and bring your most recent check stub

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Bad credit is one of the worst problems to have... however there exists a solution.

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I will hereby talk from my personal experience.

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I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

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a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :

How much (on Average) does a car dealer mark up the price from wholesale?


http://debtconsolidation5.atspace.com/de...

if your truck is repossessed and it has items in the bed of it can you get them back?


if it helps kindly remember me in your voting!.. cheers!
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