Question:
What are the lowest interest rates should I get with a credit score of 785 for an auto loan in the state of Missouri and/or kansas?
Answers:
What is the best way to negotiate with a vehicle salesman?
Well I think that you should be able to get 7% because I was having a really hard time getting a car loan and I did a ton of research and found a place that gives car loans to people with sub par credit ( I had a 580 fico ). The interest rates are a little higher but very fair I think. I got a 20k loan for a brand new car and got 9.5% APR. I highly suggest it if you are in the same situation. Here is the site.http://badcreditautoloans.freesitehoster...
Can someone WITH A CARFAX OR AUTOCHECK ACCOUNT PLEASE ANSWER THIS QUESTION?
You should qualify for a 4.4% or 6.4% car loan from your neighborhood bank or credit union. I found the following KC area credit union at: http://www.kcareacu.com/How much will it cost me to place a "for sale" ad for my car on yahoo?
Get prequalified from a credit union and avoid the games the dealer plays. Good luck.
LOAN RATES
Effective January 3, 2007
Members must meet certain qualifications to receive lowest loan rate.
Does anyone know where i can buy this rim?
NEW & USED CARS (’07,’06,’05 Model Yrs)
100% Financing up to 48 months………..4.40%, 6.40%,
You should be looking around 7-8% as long as it is a 05 or newer!
I don't know what rates are typical, but that score is phenomenal, so I would expect the lowest.
Well if you look around well and follow the sales you could quite possibly get anywhere from 0%-3% on a new car if you finance through the dealership. Decide what 2 or 3 cars you might like and then start to watch for their advertised specials. We also have a high credit score and have found some incredible deals on interest that make a new car cheaper than a used in the long run!
Just make sure when you are applying for the loan that you insist on them only sending out an application to the dealership and perhaps one other place such as your bank! We actually had a dealership tell us that our bank had refused to make us a loan because they wanted to finance us themselves! We almost walked out because we were like--we better go see our bank and see what's going on! They quickly said--let us send it again and see if it was just a mistake! The jerks.
Has anyone ever dealt with CarMax?
You have an excellent credit rating. If you are purchasing a new car, there are all sorts of 0% finance offers out there, or very low interest rates 3-5%. Percentages are pretty much based on how long the loan is going to be. Shorter the term, probably lower the rate. But these low rates are for NEW vehicles only. They are factory incentives from the manufacturer or sometimes from the lending institution that are associated with the make.(GMAC, FMCC etc) . You can get good interest rates on a used car also, but not as low as a new car for the most part.More Questions & Answers ...
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