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Shall I Change Locks When Purchasing Car from an Individual?
yes, or you can sell and pay off finance, this will keep a good rating for you so is the better optionwhat is it how much you want for it ?
LOL. go drop off the keys and see what happens...
You need to contact the finance company to see how you can proceed, doing this properly is the only way to save your credit rating.
Anyone know where you can get a FREE VIN Number researched?
only after you have paid over half then they can take the car with no comebacksYes, you can give it back. it's called "Voluntary Repossession".. which will ruin your credit for 7 years.
How do you go about buying leased cars that are turned back in at a reduced price?
IF that weren't bad enough, the bank will auction your car off at pennies on the dollar, then come after you for the rest of the money. Good stuff!
Does anyone know a good used car place that I can by an Expedition in good condition?
I have unfortunately done this myself! Call the finance company and inform them that you can longer afford the car and wish to voluntarily return the car. They will try to talk you out of it, but it looks better on your credit report than a repo.Who would by a pink car?? and would you...?
Technically no! I would imagine that when you purchased the car you signed a credit sale agreement rather than buying on hire purchase. This is the norm unless it is a company buying the car. Under this system the finance company or bank pay the seller for the car and in effect lend you the money to pay for it.You cannot sell the car without their permission or you break the law and if you stop paying the instalments they have resource to take you to the courts and claim recompense just the same as with any other debt.
If you cannot make the repayments talk to them. They want their money and may be prepared to help you in some way. Whatever you do do not sell the car without their permission.
I am planning to buy a new car so can u suggest me which 1 to but?
You can, but to fulfill your contractural obligation, and save your credit, you must pay the difference between what you owe and what they can sell the car for.They will put it out for bids, so if you want to get an idea, go to a dealer and ask what they will buy the car for. It'll be close to what the finance company will quote you.
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