If I get a co-signer for my auto loan, will I get a better interest rate?

Question:
I'm about 680 and they are giving me 11%. My co-signer is way better, so I was hoping that if she was on my loan, I could get a much better interest rate. How do they calculate it?

Answers:

car shampoo is better or plain watter?

Your credit score is not the only thing that lenders use to determine your interest rate:
If you do not have previous auto loans, you might get a higher rate
If you have a short job history, ditto
If you're putting little- no down payment, ditto
If you are applying for an extended term loan, ditto
If you're trying to finance an older vehicle, ditto
etc

I was thinking about financing a used 2000 Chrysler 300M with 127,000 miles on it. Is that to many?

If you use a co-signer, you will also be 'tying up' their credit & then they may not be able to get a loan for themselves.

where can i get buy hamaan motorsport products for a mini cooper.?

A 680 score is not bad but it's also not stellar, that might be because you haven't been in the 'system' all that long or you may have alot of debt, or you might be applying for too much credit.
If you want a lower interest rate, try talking to a few different lenders and/or make some adjustments in: the term (shorter), money down (more), vehicle (newer or less expensive)

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I am looking for a good used pick-up truck any suggestions?

Not neccessarily. Some banks give loans based on the weaker individual's credit score. 680 isn't bad, maybe you should shop for a rate.

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Honda Civic Si or Volkswagen gti?

You can do better than 11%. Try this http://painintheexhaust.blogspot.com... You don't need a cosigner to get a better rate just shop around more.

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buying a used car?

Depending on what your credit actually looks like, you should be able to get a better rate. Try a credit union.

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