Question:
Presume it is just a normal 1.5l car, how to calculate how much is the monthly instalment amount with no cash upfront?
Answers:
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Since 1995, weekend car scheme had changed to Off Peak car. You will get a rebate of $17,000 on COE & ARF for buying a Off Peak car. So, if a normal 1.5l car cost S$49,000, after the rebate will be about S$32,000. If you are taking 100% loan, assuming 8 years with 3.25% interest, the total interest will be 32,000 * 3.25% * 8 = 8,320. Thus, the monthly instalment is about S$420 ((32,000 + 8,320) / 96).
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U.S. Might be the same as Singapore? 300-400?
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it depends on the model you are looking at. the price range for 1.5litre car is quite big. generally, you can minus $17000 from the price of the car if you are opting for a weekend car. As for loans, will also depend on the company you are getting the car from
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