Question:
My car is damaged, and i'm upside down in my car payments, my car is only worth about $1,000, but i owe about $5500. My credit isn't all that good b/c of credit card bills, and i want to get another vehicle, but i dont have the money to put down, i will down grade if i have to. my car is an 02', i will get an older one, maybe with about $6000, but how can i get them to add on my payoff to the existing $6000 car without having to do a down payment?? My car is junk (its an oldsmobile, go figure) and i just want to get rid of it.any ideas??please help
Answers:
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the bank will not lend you more money than what the vehicle you are getting is worth. They WILL if you have good credit, but not if you're saying you have bad credit.You would HAVE TO give money down. Even if they did give it (which they won't) without money down, you would be getting deeper and deeper into the financial hole, my friend!
Pay repair shop for a vehicle that you took over payment and they did not pay it is up for repo?
Stick with it, or hope that you have Gap Insurance, and that it gets stolen. That's the only way to do a Ctrl-Alt-Delete on your financial situation!
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Sorry.
Is 7% off the sticker price a good deal or can I do better?
Hey, Pedro.. (answer below mine) I'm not wrong. The dealer can do whatever they want m'man... but if the credit sucks, they can't tell the bank what to do. Unless you're at a "Buy here Pay Here" place in which case it's different
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sorry rob u r sooo wrong.Go to the dealer..They will move mountains to move a car...Some dealer out there is waiting for you. tell him you will pay higher intrest and extend the loan...be brave and ask.don't give up...really.More Questions & Answers ...
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