Question:
I'm trying to find a nice vehicle at the lowest monthly payment, my question is, why can I call one dealership and call another and they can give me different montly rates for the same car? Any secrets to getting a lower monthly Lease or Purchase rate?
Answers:
Is350 vs tl type-s vs g35 6speed manual couple vs g35x awd, help me choose please?
Get your own financing either through your bank or online somewhere like eloans, lendingtree, or Capital one auto finance. They'll give you the best available rates based on your credit. Then just use an online loan calculator to figure out the highest price you can afford monthly.
If all you look at is the monthly cost, you're severely short-sighted. They're giving you different APR's, different terms (finance the same car for 48 months or 72 months and it drastically changes the monthly payment).
Never lease a car-- you'll pay much more than its worth.
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It's like buying a TV.. why does one electronics store sell the same brand/model for hundreds less than another store?Can anyone recommend a good used car for a growing family?
As for why they have different prices. there are several factors such as dealer's overhead, total sales, greed, buyer's negotiation skills, etc. A dealer that is not meeting it's goal may dump more cars at a loss to meet it. A dealer that's doing well may let the customer walk, knowing another customer won't.
What is the best way to purchase a vehicle in Jamaica?
As a consumer it's up to you to shop for the best deals.
How can i get another vehicle??
car rates are a different process in a car dealership. you "should" be looking at the special financing of the month on the vehicles you are interested in. That is what is going to save you money. if you're looking at a Toyota...every toyota dealership in your region will have the same "special" rate because it is a toyota promotion. no promotion, then the dealership will and can put the rate at anything they want.What about tags when you but a car privately?
A neat trick is you can say "i'm already approved at my bank for 6.0% (or whatever satisfys you) canyou match or beat that". they're not going to want to loose an interest rate because they make more money in the finance dept.
Can I Exchange Something In My New Car?
When it comes to leasing...it's a money factor that they're using. ask them what money factor they're using...they'll probably say like .00360. times that number times 24 and that will give you the interest rate on a lease.
Go to a Carmax which sells new cars and pay a price which is likely better than a dealer's.
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