Question:
I don't want a dealer to slip in any unnecessary charges.
Answers:
Serious ?, if my hubby's four wheeler get's repoed.?
You'll always get better rates financing yourself.. unless the manufacturers are offering special financing like 0%.But if you don't qualify, dealers are your best chance since they deal with many banks for all kinds of bad credit.
Try Capitalone.com and Eloan.com
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i checked a lot of banks and dealerships and found banks always give you better finance rates, with the repayment and your payments tend to be lowerI applied for a loan from both places and compared the interest rates, and then chose based on that. For me, the dealer was cheapest. They shouldn't slip in any unnecessary charges if they are a reputable dealer. Look up the dealer and the bank the dealer uses with the Better Business Bureau, http://bbb.org/ .
I hope this helps, and good luck finding a car you love. We got a Chevy Impala, and it's awesome!
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Don't go through a dealer the APR will go through the roof log on to money supermarket and look for the best loan and the lowest APRAnyone know invoice prices for utility tractors such as Kubota and John Deere?
You will typically find that dealers offer subvented rates most time of the year. Some are in lieu of rebates (if any) and some are with rebates.Is the web site Autosforpennies.com a real, legit site?
First, find out the current incentives on the car you are looking at. If it has a low interest without a rebate, add you monthly payments and down payment to get a final number. If you are offered a rebate instead of the low financing, ask their rate, check you bank's rate, add those payments up with your down payment, whichever final payment is less, go with that option.
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