Financing and cash back incentives for Honda or Toyota?

Question:
I'm in the market for a new Honda or Toyota minivan. Honda currently is offering 3.9% over 60 months. '06 Toyota Siennas are 0% but are all sold out. I don't need the vehicle right away and am willing to wait for a good deal. I know Honda and Toyota don't offer nearly the same incentives as American companies. I understand that there is no crystal ball but what have they offered in the recent past? When do they offer attractive financing and/or cash back incentives? At the end of the model year? During Auto Show week (here in Chicago). Can I expect Toyota to have 0% at the end of the model year next year? Is the 3.9% for 60 months the best I can do with Honda?

Answers:

Does anyone in connecticuit have an old mustang they would like to sell?

yes u wont be hurt waiting, around this time every year they have sales to get rid of older models, i see ur here in Chicago too...what u can do is wait for the auto show and after the auto show is over the sell all the cars there at a nice discount, but they will all have big sales during on during the auto show.... 3.9% is good but 0% is even better.....i say wait for the Toyota, or call around to dealers that are maybe in Indiana and the little one time drive will be worth it...Nissan isn't giving any special savings on there quest mini van...
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