Guidance needed for buying maruti 800?

Question:
hi,

is it illegal for a car dealership to sell a car with bad brakes?

If I want to buy a maruti 800 A/C car worth 215000 in new delhi, what will be the TOTAL cost? (i.e. insurance+reg.+etc.)

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Now, How much will be be the EMI if I go the car loan route?

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What if I pay half of amount right away and take a loan for the rest of amount?

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I can pay for the car from my savings a/c. But that will significantly depreciate my savings by 25%.

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Would you advise me to pay half the amount right away and pay the rest in cash?

i earn about 1000k and i want to buy a car that cost 45k and the car downpayment is188 a month, possible?

Or would you advise me to take the whole amount in car loan.

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I have a montly salary of 29K out of which I need 4-5 K for tax purposes.

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So, I am left with 24K. Out of that flat rent is 7000.
Thus I am left with Rs. 17000 in which I must consider saving something as well.

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I just got married. Thus, I am feeling the need for a car for the comfort of my wife. :)

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Considering this what kind of option should I take. Whole amt as car loan, half amt loan only or no loan?

Answers:

car - 7 seater advice?

Well, first let me congratulate you on your marriage, it is a bliss regardless of what other jerks might say otherwise.
About your selection of Maruti 800, it is a good car, but consider the new/used Alto as an option to.
Although both have the same engine, the Alto is more nimble and looks fresh too with the new headlamps and the grille.
What you can do is take a loan of around 2,00,000 and the rest, insurance and misc charges you pay by cash. This way, your monthly burden will be a lot less.
The tenure you should select, i think, should be 48 months or lesser. I have compared various options and I think the 48 months one is where you pay lesser interest of all other tenures.
A loan is better because never let your savings deplete, a car is not worth that much risk.
Also, a loan is much better since the amount gets auto-remitted every month, on a fixed date, thus helping you in finding out exactly how much you are left with, which in turn leads to better planning.
Let me know your thoughts on this
Subhayan-Bangalore

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Vauxhall Vectra Owners!!!?

Contact automobile dealers.
Here no one would read your elaborate question to answer.

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I need to selling the house in Thailand. I have no idea where to find buyers that are ready to buy ASAP.?

Yes an alto is a much better option then 800, now how much loan u should take is something that u have to decide, i suggest u go for max possible.

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