When refinancing a car loan?

Question:
We are thinking of refinancing our car loan but when I called the loan officer, he looked up our car's current value at $14,500 approximately, but we owe about $17,000. The loan officer said in order to refinance we would have to pay the difference of $2,500. Is this standard? When I was telling my Mom she acted as though she never heard of that.

Answers:

i need a car dealership that will finance me a car with ssi disability and welfare as my income?

With the amount of info you provided I dont know the model year or your current term but i assume your reason is to obtain a longer term to lower the payments...if thats the case a phone call to a lender will always be the easy way out, quick brush off, your car book at ? sorry

anyone know about infiniti?


Go see the lender, put your cards on the table , you need an extension or it could be repo time, if lending officer says sorry, dont give up demand the supervisor...I dont even know if I am on the right track answering this question ...lol

is there anywhere i can get a free vehicle identity check for a car im lookin to buy thanks?

that's why refinancing isn't for everyone. He's right.

When you send out a SASE, do you have to pay shipping and handling?

do u own a house 2nd mortgage
lower interest %5 to %8 and u own the car then u can lower insurance to liability in stead of full tell them doing repairs to home need 20k little spending cash$$$

What is Alternative Lease Cash?

Pretty much. If your car is valued at less than what the loan is. Cars depreciate rather quickly. Call the bank and get a pay off figure. It sould be less than what your payments add up to. Did the loan officer give you a pay off amount as of that day?? If that is what he said, then you have to pay the difference to get a loan from that place. Try another bank to see if you can get a lower interest rage of something different from them.

for sale leader less country one owner dead offers?iraqu?

Standard. The lender will only finance the value of the vehicle, which is why most people can not re-finance a car, which is a depreciating asset.

how do top salesman close deals?

If you need real financial advise log on to Dave Ramsey.com you'll be debt free in no time. good luck.
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