Question:
I know it's crazy but the amount I am paying is definitly not worth the car. It is an 07 ford focus, and I hate it. My other car was so bad. I got talked into this. And I have bad credit, but my other car was almost paid off before I got the focus and i have not paid late or anything. Do you think this is possible?? Know of any places in phoenix/scottsdale area??
Answers:
How do I go about getting a new SS # a different one.?
u have to pay it back one way or anotheri have my driving test in 2 weeks,I'm 17, and need help finding a car?
Bring a very large tube of KY jelly when you do.....Most likely not, ecspecially not to any big name dealers, you would need to have the payments below 5,000 in order to do something, your best bet would be to Ebay the vehicle, it works trust me, and take the money from it and pay it off, then just buy a new car, we recently tried it and couldnt do anything with a trade in, they just say, sorry you owe to much..then it's done...
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I sold cars for 3 years. I can tell you right now... it is possible, with a lot of money down. Ultimately you would be better off using the extra money to pay down your car loan, or set it aside to help you make your payments when times are lean.When buying a used car, how are you able to have a mechanic check it out prior to buying it?
If you owe 19K on a Focus (ANY focus), you are thousands upside down. No matter what the salesman tells you, that money isn't going to be paid off for you. It's up to you to pay it off. Here's a quick scenario then I've got to jet:
You get "19K" trade-in. They then mark up the car you are buying 9K. You now owe your new car + 9K, and now you are so upside down, you won't be able to finance another car until you win the lottery or are in the last year of the new loan.
would someone please run a carfax for me? its a neon 1p3es47c5td565929?
Sorry to be the bearer of bad news, but believe me, you will be so much better off if you stick with what you've got, and pay it off. Your credit will go up and you won't get screwed over next time!
Should I finance a car by using the equity in my house?
Good luck!
I'm not in your area, but I spent a few years in the car biz. You CAN trade in your car, just be careful that the dealer doesn't try to "roll" too much onto your new loan. What they will try to do is get you to agree to a payment while trying to give you less for your trade and sell you the new car for more. When you go in, find the car you want, negotiate your price THEN throw in the trade...don't mention anything about it, even if they ask. Agree on a price for the new car, then agree on a trade value (use KBB.com for info), finally agree on term/rate. Do your homework before you go into the dealer...Everything else should fall into line.
What to look out for when buying a used car?
even if you trade it, you're only going to get about $14000 at best. Is it really worth losing 5 grand plus the raping you will get financing another vehicle?Should I buy a 2002 Focus with a Salvage title?
In the future, but sure you test drive and really like a car before you buy it. check out every little thing from radio to cupholders to seat position, etc.
In addition, if you have bad credit, the amount you are paying IS DEFINITLY worth the car. It's the only way your credit rating is going to improve. Stay with it until you are at least no longer upside down (owe more than the car is worth) so that you can get a fair trade value toward something else.
car hire or buy and sell in the UK?
yes but u would probably have to have a big down paymentWhat is the name of that Mercedes Bens G-UNIT?
You can, but I wouldn't. Since you drove it off the lot the value has gown down and they will probably only give you less than what you already owe at this point... so will you have to pay them to take your car basically. If you want to get rid of it, see if you can try to sell it yourself for the remainder of what you owe.Does it matter whether I buy a car in January or February?
of course its possible, but you might loose some money. here is hot it works: you say you owe 19000 on the car, well you can take it to a dealer find your self another car. lets say you find a car you like and it's 15000, you tell dealer you want to buy it, and trade in your focus, his gonna take your focus give you probably about 17000 for it, but his not gonna acctually give it to you but rather add 2000 and pay the bank so now you owe 15000 for the new car you bought plus 2000 for the difference, total 17000. That was just an example to give you idea how it works04 subaru wrx sti or 03 mustang svt cobra?
Yes, you could. But you probably owe more on it than you can get out of it as a trade-in. If it worth it to you, go ahead, but you will have to pay the difference between what it is now worth and what you owe on it. Sorry.how do you sell a car using consignment?
That's quite a bit of money to pay on a Focus...even if it is 07. Anyway I suggest you do what one of the previous answerers suggested and save the money you'd use to make a down payment on another car and use it towards paying off the Focus. Otherwise you are gonna be out of a lot of money. You've only had the car for a little time..maybe it will grow on you as time goes on.why dealers remove the license plate for used cars?
lol.. yes you can. and ps, your a car salesmans DREAM!! Someone burried in a car they hate. We make SOOO much money off people just like you!! You are carring probably about 12,000 in negative equity so either keep the car till its paid for, wreck it, or get a new car, dont trade that one in and when your driving your new one, let the bank repo that one!!you made your bed now sleep in it, I been in the auto business 30 years and for you the goose is cooked, the first year depreciation factor is anywhere from 22% to 30 from what you paid out the door from there the depreciation factor for a Focus is about $ 2500. a year for the next five
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Sorry to be so blunt but facts are facts, next time you want to buy a car do the homework
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It's possible but you'll just be in deeper financial doo-doo than you are right now.You probably owe more than the car is worth. This will likely be the case for the next 2 or 3 years. If you trade it in, that shortfall will have to come from someplace; you'll either have to make it up in cash or add it to the loan on the new car. That will put you in deeper financial trouble than you are right now.
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