I have a 2006 Ford Mustang V6, I owe $14K on it, I want to know best time to sell!?

Question:
I bought a 2006 Mustang last May for $23K. I have 12,000 miles on it and I owe $14K. Gas is getting really expensive and i want to see my car. However, depreciation is a huge factor since I lost so much money in less than a year. I have a warranty until 36,000 miles and i want to know when the best time to sell my car is? Now?, after a full year, 2 years, 3, etc. CarMax only offered $15K and I think I can get more selling myself

Answers:

Can you suggest a good car make/model?

IMHO, best time to sell is when it's so dead it's not worth fixing any more, which could be 10-15 years from now. Drive it into the ground, only buy another when this one will no longer go.

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For the first 1-2 years you'll always owe more than what the car is worth, as that's when the depreciation hits the hardest. Generally, I buy only certified used cars, which are less than 36K miles / 3 years old, and they are eligible for extended factory warranty.

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The truth is you'll never "make" money out of the car. The only way you'll "gain" money is by getting all its worth from this car, which means drive it for as long as possible, and every month put the payment to good use. Even after the car's paid for, put the monthly car payment into the bank as savings on the next one. After 10 years, you should have enough to drive a much BETTER car, and be able to pay cash for it instead of pay all that interest.

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You can figure out the value of it by going to www.kbb.com.

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Sell it now if you don't want it. Check out what they are selling for in the want ads of your paper. See if anyone where you work or go to school wants to buy it. You should be ahead if you can sell it yourself. Good luck

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Personally, I would keep it until it is paid off, then it won't cost so much to drive it. but that's me.
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