When ridesharing / carpooling - How important is a "guaranteed ride home" program to you?

Question:
Rideshare / Carpool Sites like http://ridebay.com and http://ridester.com have ways to match you up with other people going the same way as you. Then you split the costs.

When do you use overdrive?

How important is a guaranteed ride home "insurance" for you? Suppose you rideshare several times a week. How much would you pay for an annual policy that would cover getting a ride home in a taxi at the last minute?

Answers:

Is there a website that gives directions based on time of day when you are traveling rather than just general?

Well taxis have meters.So it would depend mainly on the cost to get fron A to B and how many times you'd wish to use this service.

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