I readended a car and my insurance just expired?

Question:
I was charged with a dwi to boot. The insurance company has got the total up to around 19,000.00. so im asuming this will definatly grow.

Can someone tell me what this means?


details, the person i hit left the scene of the crime. As he was probably drinking too. and secondly i have pictures proving his car is fine even though his insurance agency has called it totalled....so basically am i screwed? or is it worth dishing out another 5k to fight. being that ive dished out about 5k so far for my d.w.i.

I was driving/plowing in the snow and rolled back on a hill into another car who is at fault?


thanks in advance,
-Idiot

Answers:

What is the Penalty for driving a car without your license, but you have a learners permit in PA.?

I take it law enforcement showed up at the scene? If so, how was the guy you hit able to put a claim on his insurance, if he left the scene? Did law enforcement arrest him for leaving the scene of an accident? If you have proof that his car is not damaged, I would fight the insurance company. There are lots of things going on here, and that other driver is holding some of the info. I don't understand how his insurance is going to file suit, or cover his damages if he left the scene, it doesn't make sense. A car can be considered "totalled" if it has incurred more damages then the car is worth, with unibody construction on newer cars, it doesn't take much of a hit to total them, as they are formed in one huge mold, instead of separate sections like older cars were made, and the separate sections could be removed and replaced. That attorney you have for the DWI, isn't he helping you on this case? It should be included, as it was the reason you got caught drinking, I would press him for some info. I don't think you are screwed, I think the guy you hit has something to hide, and you need to press forward to protect yourself. Get back with the attorney and work it out. By the way, I am hopeful that drunk driving is something in your past, it affects many people when an accident occurs, sometimes fatally, and it's usually the innocent victim that is injured. My ex had a problem with alcohol, we spent thousands on wrecks, DWI's, and a divorce. I hope this experience may have opened your eyes a bit on this subject, how would you have felt if you had killed someone in that wreck? I don't want to preach, just want to say that, you can make things change in your life, realizing that alcohol is causing you legal problems, and possibly relationships is the first step. I lost my best friend, the love of my life, my children lost their dad, all due to his alcoholism. He was two months past his 50th birthday when he passed away from cirrohis of the liver. I hope this wreck will be your turning point, good luck....

If I have a comprehensive insurance can I drive another persons car?

If you're positive there's no damage to his vehicle, then fight it.

Driver's test tomorrow, please help, need form of driving experience?


Drinking and driving is so ridiculously idiotic, anyone who does and gets in an accident deserves whatever happens to them.

Why is a police check needed for Cat C write offs?

Not a good situation.

What is the name of the agency that gives you the license for a/c in CA?


First off, when did the insurance expire exactly? You do know you get a 10 day grace period before they can even 'attempt' to cancel it, and then another ten days before they completely terminate the policy.

How To Get A New Registration / Owners Card For My Car In The State Of Pennsylvania?


Ask them the exact dates and get it in writing or print-out. Get this without explaining the whole situation to them first. They'll be more apt to get you the info you need.

Do I need to get insurance?


Hope this helped,
And NO MORE DRINKING AND DRIVING!

Is there anyway you can delete points on your licence faster then the time you have to wait???

No insurance? Drinking? You rear-ended another car? The other guy left the scene? You have BOTH screwed yourselves, except you have done it twice as bad as him. He at least has insurance, and your details as well. And your pictures may show little damage from that angle, but an adjuster would look a lot closer than your cell-phone snap. Fighting it will only flush more money down the drain. I am a licenced insurance broker, and I am amazed at the people that drive without insurance. "Just expired" is the same as expired 6 months ago, it is no insurance, nada, zilch.

Will buying / using a salvage car be more expensive on my insurance?

It is my understanding that usually no one is 100% responsible for an accident, so even if it is 80% your fault and 20% his fault you could have a claim on his insurance, especially if you sustained some kind of personal injury as a result of the accident.

Car Insurance query?

Don't waste your time or money. You can't win. You might as well just pay them. Meanwhile, get at least a liability only policy that will cover these types of things. You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did.

What happens to my insurance after a dui and an accident?


Go to: http://www.insureme.com/landing.aspx?ref...

I got into a car accident weeks ago, should i be talking to the other party's claims adjuster?


Take care,
Casey

What should i do about mendota insurance. my car was stolen!?

Dang, are you a couple a fries short of a happy meal or WHAT!?

Where can I apply for a vanity plate in Georgia? How much does it cost?


You might be "basically screwed" depending on your state's laws!

Can you change over your insurance to a provisional driver if you are one yourself.?


Here are some questions to think about ...

I wanna get a personalized licence plate in new york,i need 7 letters,is it possiable or 6 is max?!?


1) Am I a driver licensed in the State of NY?

If i have a NJ license and am getting a mississippi license do I have to turn in my new jersey one?


a) If so ... you in BIG TROUBLE man! DWI 1st offense is a misdemeanor, criminal charges to follow ... get a bus schedule!

Salvage titles fixable?


2) Do I know that drinking and driving is stupid?

Is there interest on parking violations (non payment of tickets, warrants)?


a) if so ... Here's your sign! [sign with words "I'm STUPID" delivered to DWI butthead]. As a former member of the Emergency Room staff at a busy [busy? try insane! Due to DWI related accidents] large city Hospital. I have lost all respect for you!

If someone gives you a car and they don't have the title, is there a way to get it?


3) Do I think that drinking and driving is safe?

How do I get get a licence plate refund in Ontario, Canada?


a) If so . here's YOUR sign! [sign delivered with words "I'm EVEN STUPIDER" DELIVERED] Hot D*** don't you even know that the Emergency Room staff at EVERY Emergency Room in EVERY HOSPITAL in the USA is damn tired of cleaning up your messes!

How do you prove your No Claims Bonus?


CHRIST on a sidecar! I hope they throw the book at your sorry a**!
More Questions & Answers ...

  • How do i re register my car from northern Ireland to Scotland and tax same moving home hence the need.?
  • How old do you have to be to get a drivers license without any drivers education?
  • Drivers ed class question...?
  • Have you ever been in the car wreck real bad tell me what happen?
  • $10,000 fee, and cant drive for 3 years! is that reasonable?
  • Will my insurance cover the damage to my car?
  • Vehicle insurance question?
  • Car accident, idiot wont pay up?
  • Does comprehencive car insurance cover the total cost I paid for car?
  • No fault acccident in NY, hit & run, what will I be compensated for?
  • This article contents is post by this website user, CarQnA.com doesn't promise its accuracy.


    Copyright 2006-2008-2007 CarQnA.com. All Rights Reserved.