Question:
I was recently in an accident in my girlfriend's car. I am currently insured through my father's insurance policy, but my girlfriend's car was not insured (she had very recently gotten it from a relative and had not "gotten around" to setting the insurance up yet). Will my insurance cover her car? Or are we going to be obligated to pay the damages? Or what other options are available?
Answers:
Insurance follows vehicles, not drivers. If you were driving an uninsured vehicle, it looks like your girlfriend is now in big trouble as a result of your actions. Why would the insurance that covers you driving your father's car extend to anything else but your father's car?
Is there anywhere online where i can type my vin number in and my registration number will show up??
Options? Sure. Find out the losses, and pay them since you were the reason for the losses. It's the moral and right thing to do.
Cheap auto insurance safe to have?
It depends on what state you live in. California - the insurance follows the car not the driver. So if the car did not have insurance then yes you will have to pay for everything.Depends on your state and your insurance provider. I know that's not the answer your looking for, but it varies from state to state and carrier to carrier.
In my state CO, if you have a preferred insurance company, they will cover the liability damages(damages to the car/driver you hit), but only after the primary insurance on the car has been exhausted. (In your case, there is no primary). I don't know of any state where your insurance will cover your girlfriend's car if it's not listed on the policy.
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The best thing you can do is call your insurance agent and find out from them.
Rear-ended someone "low speed/no damage" ?
Normally in this case, your insurance would become primary. But you need to read your policy b/c there are exclusions to this, such as if it's available for your regular use, if you had permission, etc.More Questions & Answers ...
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