Question:
I got careless driving and the cop told me it would be 3 points on my license. I took traffic school to remove previous points 6 months ago so I cannot do that. Will these 3 points raise my insurance rate? Also, I was pulled over by an unmarked detective, and he called in a motor cop to write the ticket. Would it be worth taking to court, and if I take it to court, what are the benefits vs. the losses I can face?
Answers:
Only you can decide if it's worth it to go to court. Unless you aren't guilty of whatever you were pulled over for, it's probably a waste of your time to do so. Yes, three points will probably raise your insurance rates for around 3 years. Had you finished your probationary period on whatever you went to traffic school for? If not, it will also now show up on your record. Doesn't matter who pulled you over if they had the authority to do so, marked or unmarked.
Are u at fault in an auto accident , if you are reversing and the poeple in back of you keep going?
You might think about not doing whatever it is you do to get pulled over if you want to continue driving.
yes, insurance premiums can go up. How much? Depends on your insurance company. Only they can tell you the factors involved.
I have Third party fire and Theft insurance, am I covered to drive another car not owned by me?
Taking a ticket to court (moving violations) is very handy. You don't have to lose time from work to appear in court and depending on the violation -- can be cheaper. Simply hire a known ticket-lawyers company.
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