Question:
My brother recently purchased a Ford focus from a private dealer in Stockton.He has now had someone from a finance company ringing him to say there is an amount owed on the vehicle. He has been back in touch with the seller who has told him he got it from an auction and it was clear of finance at that point. What steps would my brother now have to take to clear this problem up
Answers:
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The dealer MUST ensure the car was finance clear before selling.Contact the finance company and tell them who he bought it from and on what date. Hopefully you have your reciept, get them to contact you through the mail and send them a copy of the receipt.
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The finance company cannot take the car back, the law changed recently and if it iwas bought in good faith with no knowledge of it having finance owing then its up to the finance company to chase the person who financed the car for payment.
private dealer? Sounds like he didn't get clear title before selling it. Go to DMV, take all paperwork.
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Do an HPI check on the car; if there is still finance outstanding it will show on there. If the car is still subject to hp it's not the seller's to sell, it's owned by the finance company, no matter what's shown as the registered keeper.Problem with recently purchased car?
If he has the title to the car, it's not his problem. If he bought a car and hasn't gotten the title yet, he needs to go back to the dealer and GET the title; if he can't provide, then he better talk to an atty or law enforcement as odds are he's been taken.How many points will you get for driving while your license is suspended or revoked?
If the seller can be proved to be in trade your brother gains good title to the vehicle and is entitled to 'Quiet possession'. If the seller regularly sells vehicles, even if from home, he will be regarded as a trader. Then he will be the one who is liable, unless he can find the culprit further up the chain.Really nasty, Check the amount first. Some times it can be a matter of just a few pence but they can not clear the car until receiving it. But other wise you need to look in to taking the car back for your money back. I would talk to citizens advice if the selling dealer is not prepared to settle the out standing amount.
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