Who is considered an uninsured driver?

Question:
If I let my brother borrow my car and he is not on the insurance policy, is he considered an uninsured dirver? What happens if he gets in an an accident ? will I get money to fiix my car?

Answers:

what is the name of the big company in car finance?

no ,,you wont,,he will be considered a uninsured driver,and will get a ticket,plus he will be liable for all damages he does,and you may also be held responsible too,and you will loose your car,and it wont get replaced.i been through it once already ,with a step son,and it becomes a tricky situation,when it comes to insurance,but your car wont be replaced,and if he injures anyone,you will have to pay their hospital bills,because the car is in your name,that's a big price to pay for loaning your car,,think it over real good before you do it,,good luck,i hope this help,s.and have a happy thanksgiving.

Where can I get the best Auto Insurance Quotes?

Depends on how your policy is set up. Do you have coverage for all drivers? It's quite easy and inexpensive to do. Ask your agent.

Can I drive my car under my dad's insurance?

That person who hits your car and has no liability insurance. It sucks when it happens. I think there are a lot of them out there.

The window sticker on my care has expired...What do I do now? I've never done this before. Was I s'posed to

Depends on your policy, if u have coverage on all drivers of your vehicle.

Dallas, TX: If my car doesn't completely pass inspection the 1st time, do I repay full price the 2nd time?

It all depends on your insurance coverage. If you are in the UK, most policies only cover partcular drivers. In other countries, such as Italy and the USA, coverage usually covers the car so any driver is covered. You have to read your policy or ask your insurance company just to be on the safe side.

want to find auto insuance coverage for hit and run live in dalls tx?

no you want get money you will be out money

are there any dmv tests i can take online?

Anyone who drives a vehicle that is not covered by an insurance policy. If you drive you dad's car and it is insured, you are too. If you drive your friends car and they do not have insurance for it, you are an uninsured driver.

If i buy a car should I show my drivers license?

yep because your car has insurance but if he has any injuries his medical bills will not be paid by your ins carrier, f y i from experience if you are worrying about someone wrecking your car don't let them drive

Am I able to drive my roomates company vehicle if I dont work for that company?

In the UK the following will apply:

I co-sign a car in help me?


If your brother is fully comprehensive on another vehicle he may be covered 3rd party on other vehicles - this is unlikely to be the case if he's under 25 though, as most insurance companies don't provide "other vehicle" insurance to under 25s! Have him call his insurance company and check this.

accident question?


Safest bet is to give your insurance company a call, and add him as a named driver for the period he will be using it.
Some insurance companies work on a minimum period of a week, others a month.

where can i get a free mvr report from?


If he has a reasonable driving record, it shouldn't cost much to do - how much is prosecution, liabilities to others (as mentioned by other answerer's) and the loss of your car worth ?

why do some cars have salvage titles?


Don't be afraid to call your insurance company/broker and sound it out with them - just don't mention you're considering letting him drive without adequate cover.

what to do about registration...?

if by uninsured driver you mean that coverage your see on your dec page - then no. That coverage kicks in if someone hits the car and has no insurance.

fender bender-what should i do?


Different companies have different policies when it comes to unlisted drivers. If he does have an accident and he's not listed, you have a 50/50 shot of the claim being denied.

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Better say than sorry, add him as a driver.

VEHICLE TAXeS?

uninsured motorist is the other party that hits your car and causes damage and uninsured motorist coverage is for bodily injury not property damage (in most states) which means people who are injured in your car when hit by another driver without insurance
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