What does cat d mean on an insurance claim?

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A Category C Vehicle is a Salvaged Vehicle which is damaged to the extent that the retail cost of repair to the vehicle exceeds the retail pre-accident value thereof. Category C Vehicles may be subject to a Vehicle Identity Check (VIC) prior to being returned to the road and as such will not come with a V5. It is for the Dealer to check whether the Salvaged Vehicle requires a VIC and for the Dealer to arrange a VIC if necessary in order to obtain a new V5.

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A Category D Vehicle is a Salvaged Vehicle which is damaged to the extent that the retail cost of repair to the vehicle does not exceed the retail pre-accident value thereof.

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A Category E Vehicle is a Salvaged Vehicle which is stolen recovered.

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A Category X Vehicle is a vehicle which has been subject to an insurance claim but which has sustained minimal or nil damage or which may have been repaired in accordance with manufacturers specifications, and therefore categorisation as per the Code of Practice for the Disposal of Motor Vehicle Salvage does not apply...

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