I hit a deer with my car is it covered under collision or compressive on my car insurance?

Question:
I have collision & compressive coverage and I am afraid it will affect my Ins rates. Will my rates be affected with a deer collision? I am thinking of changing ins. companies in the near future will that also be affected with the deer collision?

Answers:

How do you transfer a car, when the original owner still owes money to the bank for it?

yes it will affect your rates but you do get to keep the meat

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Had a car accident. Don't believe I was at fault. What do you think?

oh my god i dont care i think you should show a little bit of compassion to the animal that you have just killed

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Lost car title?

Yes, but you are correct, it could effect your insurance rates. Yes, the new insurance company will look at the accident you had.

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Is it possible the tag office may have my title on file if has been misplaced my title?

yes.....to all your question,s.

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In the state of WV how long does it take to get an at fault accident off your record for insurance purposes?

Yes, you will be covered from the deer accident. Your rates shouldn't increase because of this.

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Which insurance company would be the best to be with?

The damages will be covered under your comprehensive coverage.

My husband has a van that was written off on his credit report and he does not have the title.Can he sell it?

Seriously, the best place to answer the ? about your rates, is you own agent. Since we do not know what company you are insured with we can only guess and that probably won't help you a bit. With that being said, generally a deer claim won't make your rates go up.

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How much does it add to your insurance if you add a body kit to your car worth about £500 if your 18?

It will be under comprehensive. In most states this will not make your rates go up since it is comprehensive, but you will need to check with your state laws to see if the state anything about that. Now, it may cause your rates to increase due to a lose of a discount that would make the rate go up(ei: claim free for 3 years). If you do switch insurance companies, this will show up on your loss report, even if you change states too.

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Is there any websites where you can find out a full detail of a car..?

In the U.S. this will be considered a comprehensive claim (unless, of course the deer was dead in the road and you ran over it -- then it will be collision).

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