My license is suspended but my car was hit by another person. Does their insurance still pay?

Question:
I went to the movies tonight and another vehicle backed into mine. The other person admitted to fault. My driver's license is suspended though because of an unpaid ticket. Does it mean that I cannot claim? Should I just ask him to pay for repairs himself?

Answers:

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1. Ignore the people saying you can't make a claim because you had a suspended license. That is not true at all. While you should not be driving with a suspended license, doing so does not automatically keep you from being paid a claim just because you were driving when you shouldn't have been.

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2. An insurance claim is based on negligence. You having a suspended license is not negligent as far as the claim is concerned.

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3. The other insurance company is not going to care that you have a suspended license, EXCEPT if you ask them to pay for a rental car for while your car is in the shop. They will not pay for a rental car for somebody with a suspended license.

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4. Consider yourself very lucky that you were not driving on a public road when the accident happened. If the police had been called you would have gotten a pretty stiff fine and likely extended the tiem that you license is suspended.

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5. If you don't have a loan on the car the other company should issue a check in your name only. If safety is not an issue on the car think about using the insurance money to pay the old ticket and get the license back.

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If you were not driving it is not a worry if someone else was driving your car you are ok if you were driving it in some states it would be impounded and you go to jail

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If the car was insured then they will still pay. Even though you should not have been driving it they damaged your property. It would be the same as if it was hit while sitting out in front of your home. Your license is still suspended, but the fool behind the wheel did the damage. Rather you would have been there or not, their client is still responsible. I would however seek legal advise in the event that the other party attempts to recover damages to their car. as crazy as it sounds I have seen it happen.

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Ha ha ha ha,your just lucky that it happened on private property ie cinema car park,if you had an accident on a public road and the police were involved,well lets put it this way,the minor damage to your car would be the least of your worries.Two wrongs don't make a right my friend,consider yourself lucky and just walk away.

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If you were parked, you can claim, but if you have a suspended driver licence, you can not drive to the insurance office, and you can not drive to the body shop. You have to get someone else to drive you, right?

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BY LAW THE OTHER PERSON DOES NOT HAVE TO PAY FOR THE DAMAGES TO YOUR CAR,!!! BECAUSE YOU HAVE NOT GOT A (LICENSE) AND THEREFORE YOUR CAR WOULD NOT HAVE BEEN THERE.!!!! BUT IF THE OTHER DUDE IS A NICE GUY THEN HE MAY PAY FOR THE DAMAGES OUT OF THE GOODNESS OF HIS HEART(IF HE HAS ONE) THAT IS.!!!!! CHEERS CHEN.

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what chen said

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