Car Insurance in a different state?

Question:
Hello and thanks for all the answers!

i got an accident which my fault?

I have my car insurance in nyc on my name, I am 22 and its 3200 per year. I have been told that I can somehow have it in another state even though I dont live there. Do I need to open a mailbox there or how does it work? What will hapen if I get a traffic ticket here?

Where do I find out about the cheapest green slips for NSW car rego?

Thanks!

Answers:

reg on new car ?

You don't live in a mailbox in another state, you live in NYC. What you are thinking of trying is fraud. You cannot get insurance without a physical address, and, if you manage to fool someone, it won't be valid anyway. You come under the insurance laws of NY, and a broker in another state can sell you insurance, but only to your NY address and only if he is licenced to operate in NY.

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How do I get a replacement title in the state of Missouri?

It works in reverse. If you move from a city (that you pay a lower price) to a city (that you have a higher price) you can keep the lower amount until renewal. There are many factors that determine the price of auto insurance which include your permanent place of residence. I am not saying it's right but you are being charged more for "choosing" to live in NYC.
There is legislation in the works for people to get a return on their insurance premiums for not having an accident. ALLSTATE already has something similar.
If you try to circumvent the system to get lower priced insurance it could be a problem in court one day.

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salvage car title just wrecked do they have to give fair market valaue or replacemet value for my car?

No, you can't legally do that. The policy must be issued where the vehicle is principally garaged. While the bill might go to a PO box, the carriers all demand a physical address for the vehicle.

Can CA dmv limit the # of ext. on temp. operating permits?

What you are proposing is insurance fraud. That's a felony with hard prison time if caught.

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