Question:
I bought a new car 2 weeks ago and i had full insurance. After 2 weeks later somebody hit my car. she was at fault and i have 14k damage and lady said to cops that she insured from progressive but when i called the insurance company to claim i saw that she does not have insurance. i have to pay 2,000 dollars deductuble to my insurance company to fix my car. but my question what can i do in this situation? how can i get my money that i am gonna pay for deductuble? because it was not my fault at all and i dont want to pay that deductuble. can i sue them ? if i sue them what can be happen ? if someone can help me i will be appreciate thank you so much
Answers:
What is a fair settlement amount for a car accident with about $3,000 in medical bills?
You may have to go to small claims court. When someone hit me they had insurance so my company sued hers, and I got my deductible back. Good Luck! At least you have her information to file suit! (The second time I got hit the lady turned off her phones!)What does insurance co/ mean by ubi settlement?
Your insurance company is usually reponsible to obtain their costs of the guilty party I would Query them as to why you are recieving a bill.Why are number plates white at the front and yellow at the back?
I would definitely consult an attorney. Too, if she really didn't have insurance, I believe she can be cited for that. Also, 2k deductible for your insurance? I didn't know the deductibles went that high!Can i change lawyers without having to pay a fee?
We already answered this question.You can take the driver to court and get your money back. It may take a while but it may be your last hope. I posted an article below that may help you.
I have had a car accident tonight?
If this person who hit you truly was uninsured, and if you live in a state that requires uninsured motorist coverage on all auto policies (many states do), you should be able to recover the money through your own uninsured motorist coverage in your policy rather then the collision coverage in your policy. Collision coverage usually has a high deductible because it covers damage to your car even if the accident was your fault. Uninsured motorist is different because it covers damage caused by an uninsured driver who was at fault. I have found that the deductible in uninsured motorist policies is usually no more than $50, even if the collision coverage deductible is much higher. Check the declarations page of your policy. It should list the uninsured motorist coverage. You should probably also check with a local personal injury attorney. (Even if you were not injured, injury attorneys should know this aspect of the law, and will probably give you a free consultation.)More Questions & Answers ...
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