Why is Car Insurance more expensive in some areas?

Question:
My friend moved from Florida to Virginia and his premium went down $120.00

Can I get 2 tickets for the same issue?


Why is insurance so much more expensive in some zip codes than others?

Answers:

What is the Penalty for driving a car without your license, but you have a learners permit in PA.?

car insurance rates are based on risk. certain areas have higher risk rates for accidents, theft, vandalism, acts of nature, etc... any area that the insurance carrier has paid numerous claims to will have a higher risk rate. for instance, city rates are higher than suburban rates. In Florida, the combined senior citizens' and college students' driving records push the rates higher, as both groups have high accident rates.

Wher should I get my car insurance from?

it depends on the rate of accidents in these area. if it is more ''risky'' then they pay higher premiums.

I live in texas, and I was wondering what steps i have to take to get my license?

First it depends on the crime rate in the area - number of thefts, car-jackings, etc. Second it depends on the accident statistics of the area. For instance, I lived in the Detroit area and my car insurance was high but when I moved to northern Michigan, it went down $150.

Can a insurance company ask for an overpayment back if it was there mistake?

It depends on several factors. Population density, accident averages, crime rates.they use those factors to predict the possibility of a pay out. If there is a greater chance of a pay out, then they charge more. This way, they cover their bases.

In the event of a Consumer Proposal or Bankruptcy, can the 407 ETR still deny you plate renewals?

thats right, insurance change in every state, even in the same state depending still on zip code,driving record,vehicle model..etc

Pennsylvania insurance laws? Reguarding coverage of stolen cars?

all about the area and the crime. i lived in eastpoint michigan(right outside detroit), my 6 month premiun was 1200.00, moved temporarly to florida( st.petes), insurance quote was 850.00, same coverage. back up in michigan in Troy, my new 6 month premium is 965.00. it all has to do with the area.
in eastpointe if you bought a new dodge ram, it was gone within the first week.

Cheap insurance?

Many factors: population, incident of claim activity in a given region/zip code, DOI regulations, whether credit is used as a factor.

Do you have to claim a new driver on your auto insurance if you have no-fault?

Rob! You're a top contributor for this category.

Auto insurance company that wants me to pay upfront?


Are you just checking to see if we know the right answer?

Hardship license in Texas?


The risk is higher in some zips codes based on stats (how likely is it stolen, how many accidents occur, driver's habits) but also insurance regulations vary between states too.
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