Do i have to pay my insurance deductible if i slipped on black ice and crashed my car?

Question:
or would they consider that an act of nature or something like that.

Answers:

Car Accident and Insurance question?

Nope, you had an accident. Now if the black ice rose up, and smote your car a mighty blow while it was sitting in the driveway, that would be an (unnatural) act of nature, but you would still pay your deductible. However, since you were driving, it is not just an accident, it counts as not retaining control of the vehicle.

How do I obtain temporary plates in Virginia?

Sorry, but you've got to pay the deductible. Act of nature would be if a tree was struck by lightning and fell on your car, or it got blown away by a tornado, or washed away in a flood (even then, you probably would have to pay part of the deductible, or accept the amount of your insurance less the deductible if the vehicle is totalled).

How to cancel my mendota car insurance?

Nice try...

Can two different people insure the same car ?

If you agreed to pay a deductible when you purchased your insurance, your deductible will apply.

Insurance Cost?

You were driving too fast for road conditions. Yes pay deductible.

How do I get the title to my car if I can't find the owner?

YEP.

How long for a settlement check for bodily injury & how much?

sorry, the answer is Yes. You would have to pay the deductible.

I am buying a car from a salvage yard that was totaled and repaired.Does not have DOT inspection.?

Ha! An act of nature! Good one. Yes, you have to pay your deductible. That's a collision loss regardless of whether the ice was a contributing factor and your collision deductible applies.

Important question about auto insurance?

Regardless of fault.. if you EVER go through your insurance.. you have to pay the deductible you agreed to- what are they gonna do- get their money back from the ice?

Car Insurance?


Besides.. HELLO your at fault. You were driving too fast for weather conditions.

If my truck was stolen and then recovered, do I have to take the truck back or can I get the payout amount?

Its unfortunate that you got in an accident, but yes, you do have to pay your deductible. The insurance company looks at it this way: How many other cars drove on that street with the same road conditions and DID NOT get in an accident? Like it or not, you failed to maintain a proper speed and lost control of the car.

Deal with insurance claim myself?

You pay the deductible, it is not an act of nature. An act of nature would be a hurricane, tornado, tsuenami, something of terrific force. Usually you will not be covered for flood unless you request and pay extra for it, it's very expensive and many go without it.
More Questions & Answers ...

  • Wher should I get my car insurance from?
  • Traffic accident?
  • Do you have experience with Esurance? Is it a reliable company?
  • Can anyone recommend a Motor Insurance company who will insure drivers after disqualification?
  • Buyer hasn't registered the car I sold. Five parking tickets mailed to me?
  • What is the difference between an accident and an incident?
  • Will my insurance rates go up?
  • How do i get someone to take over car payments?
  • Must the person who insured the car be present at my driving test?
  • I bought a used car and now I find out the it isn't registered in my name! Anyone been thru this too?
  • This article contents is post by this website user, CarQnA.com doesn't promise its accuracy.


    Copyright 2006-2008-2007 CarQnA.com. All Rights Reserved.