Will my auto insurance rates go up if I broke someone else's left mirror?

Question:
Nothing big, my car hit and cracked only the mirror on someone else's left mirror car. But the thing is I don't have full insurance coverage, only the basic.

Answers:

I was driving my friend's car and got pulled over. I am a minor, he's not. Will he get in trouble, too?

The way I was told on how coverages are determined is if you in at fault accident, and the damages to the other persons veh, or property is above 1,000 dollars your rates may go up.. If there below that your rates should stay the same... Now if you in a dozen or so accidents that the damages are less then a 1,000 then they may still go up.. Also if your in an accident, and not at fault the damages could be 5,000 dollars to your veh, and your rates should stay the same.. But it does have a lot to do with what state you live in, and what company you have.

---

I'm getting my permit next year so should my mom let me practice driving?

Yea, my mom's went up because she got a speeding ticket , so...you probably will.

---

If someone bought me a car registered it in my name and then they want it back - what are my legal rights ?

If you go through the ins, probably. How much is the deductible is involved. Get it fixed rather then go through the insurance,which won't cover that anyway (too little not covered by policy) It will keep them from knowing about "your accident" so they can't raise your rates.

---

Claim?? ADVICE..?

Did you exchange insurance information?

What will happen?

If you don't file a claim, your insurance shouldn't go up. As long as you didn't get a ticket in the process, that is.

I was backing into my driveway when a car passed me on the left and hit the fornt of my car am i at fault?

Just pay for the repair.

---

What age are you allowed to start driving in florida?

if it claims off your insurance then yes, insurance companies always get their money back and more. if youve paid for it yourself voluntarily then no.

---

Is there interest on parking violations (non payment of tickets, warrants)?

It depends on your insurance company and the state you live in. If you caused damage to a parked car while driving, I would say your risk factor is going to go up a little. The best thing to do in those situations, if you can afford it, is to just pay the other cars owner for the repair. That way your insurance company will never know.

---

Where can i reverse lookup a license plate for free?

You dont need to have full coverage to cover the other persons car. Your liability insurance covers you for damage you cause to other peoples cars or property while driving your vehicle.
If you have a clean record and you have been driving for a while, I wouldnt worry about it, your insurance wont go up. If you've put in a few claims or have a bad driving record. Your insurance will probably go up a bit. There's no way for any of us to know how much.

---

How many people can you have on a DMV registration?

Your insurance will cover this...if you wanted them to. If only the mirror needs fixing, then just pay it out of pocket. Your rates will go up if you file the claim. The worst part is typically, insurance companies do not look at how much the claim was, only that there was a claim. So your $200 dollar claim will raise your rates the same as if you had a $20,000 claim. You'd be much better off if you could take care of it without getting your insurance company involved, if you can.

---

More Questions & Answers ...

Would insuring two cars under one name be cheaper than insuring each car separately to 2 different people?

When by daughter moves out and goes away to college do I still have to keep her insured on my car?

How can a private parking company fine, or find me, for parking on property next to a public road in England?

I am moving to Harrisburg PA. What do I have to do to register my vehicle and get a new driver's license?

If I move to another state - how long will my previous auto insurance be valid?

Who knows an off-road driving lesson that can be started in a few days?

Dads truck has insurance but its not under my name?

I'm leaving the country for a year. What can I do about my car insurance? or what do you recommend?

Use my parents car - their insurance wont cover me so how do I get insurance for a car that isn't mine?

Driving permit?

This article contents is post by this website user, CarQnA.com doesn't promise its accuracy.