Can a dealership change my APR after a week?

Question:
I am a new car buyer and when i dealed the car the dealership said i didnt need a co-signer after they checked my credit. Yesterday the dealership called me and said that I needed a co-signer and my apr would go from 6.95% to 8.95%. Is this legal and are they still able to change the APR. Like I read from the car contract, that the SELLER cannot change the financing terms after they sign it. I just want to be sure.

Answers:

Will the other parties insurance pay?

If you signed an aggreement than that is final, it should have not changed. However I dont know if the bank can change it, you might need to get a lawyer.

What is the job of the insurance commissioner?

I would call and talk to someone higher up in the company because i think there blowing smoke up your a** and trying to rip you off

I need to know the new car tax rules and motor insurance rules for 4x4 vehicle?

Did you sign a contract stating the financing hasn't been finalized yet? Dealers do this scam quite often, they rook you in, sometimes they screw up though. Contact the Dealer's Division for vehicles in your state. It will be through their licensing agents, tell them what's going on, they'll take it from there. As long as you have that car, don't drive it, the more mileage on it, shows you have accepted ownership and could be problematic. Good luck.

TN DMV question. please help?

Turn these guys in to your state attorney generals office.
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