Question:
if u have a car and u give it to a family member and they put the car in they name and they have accident is the insurance still valid
Answers:
Traffic accident?
I depends on the insurance company. Some companies will not extend coverage to anyone not listed as a driver on your policy, others will not cover any drivers under age 25 & some companies will extend coverage to anyone driving your vehicle as long as they are not specifically excluded on your policy & you have given them permission to drive. If you have re-registered the vehicle into your family members name, they should be insuring the vehicle. Most insurance companies have to insure the registered owner of the vehicle
Parked car a total loss?
It all depends on which insuransce plan and what all it covers try calling your agent they can tell u
What is the minimum age for a person to get a driving license in U.S.A?
The insurance must be transfered to the family member as well, ie that person must be insured by a provider. Insurance (especially for injuries) does not follow the car like registration does, but each person.
Should I put myself and wife on title and insurance for new car? Will this get us a lower insurance rate?
It depends what type of insurance's you have. Plus who's name it is in.
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