Question:
Before I get my car insurance I would like to know what this means,and what is better.
Answers:
Driving without insurance/registration, got caught, now what?
A lower deductable would cost less out of pocket, but will cost much more in the total premium. It's up to you, what is the difference in payments with different deductables? I would figure what the difference is on 12 months. Say the 500 ded. cost 125 a month, while the 1000 ded. cost 75. Over 12 months you will save 600 dollars. I figure IF I get in an accident, I will have 600 dollars in my savings account to cover the deductable. If I don't get in an accident I have saved 600 dollars in one year.
Why do New Mexico car tags say New Mexico USA?
I go with a 500 collision ded. and 1000 comprehensive ded. If you get in an accident and are at fault you will need to pay the ded. before they do anything. But with comprehensive there is no accident, so I put it higher up because I can wait before getting my vehicle fixed.
Can i insure two seperate cars?
This is your first time getting insurance? Make sure they explain everything to you. Also what other coverage will you have? Such as rental coverage if you need a rental car, non insured motorist coverage, etc. Also does it include towing or roadside assistance? Some does, if you don't need it then tell them you don't want it, sometimes it will already be included and you wont even know but are paying for it.
My husband got a DWI in a different state...does it affect his driving record in other states?
If you have a new car you might also want the gap insurance, which would cover the difference in what you owe on the vehicle and what your vehicle is worth. If your car is new than you owe more than it is worth, regular insurance will only pay you what it is worth, so get the gap insurance if it is new.
How much will my insurance be affected with an improper right turn violation?
It means that in the event that you are in an accident for example and your car has to be repaired that is all you are "out of pocket". So for instance you have $5000.00 in damages and your deductible is $500.00 that is all you pay and insurance pays the remainder.How much does it cost to get a replacement drivers licence in Illinois?
It means that if you have damage that happens to your car that is less than $500 or $1000, they won't cover it. Additionally, if your car has damage that costs more than your deductible, they will only cover the cost above your deductible.For example, with $1500 of damage and a $1000 deductible, they will only give you $500 to fix it.
What that means is that the higher the ded u go with the less your premiums will be. Generally people go with a higher collision ded because that is the most expensive part of insurance, and then go with a lower comprehensive ded. Collision is coverage for accidents with other vehicles, hit, and runs. Also for accidents with poles, or mail boxes, and also if your car flips over. Comp would be for wind damage, hail, glass damage, fire, theft, falling items, vandalism, deer hits, and flood. I see a lot of people with like 1,000, or 500 dollar collision ded's, and either 500 or 250 comp ded. It has to do a lot with what you can afford, and how much you'll be able to afford to pay for a ded if you get in an accident...
How can they suspend my drivers license if i never had one?
The deductible is the amount you have to pay if you get into an accident. When you decide to get a quote you may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did.License renewal while stationed overseas??
Go to: http://www.insureme.com/landing.aspx?ref...
I need to know what insurance company has the following number - (i didnt get the company name)?
Take care,
Casey
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