Cheapest business insurance for van courier?

Question:
i'm looking for the cheapest business insurance i can find to use as a van parcel courier. i expect to cover around 50 thousand miles p year. i have been quoted by one company at £2625 fully comp per year. (yes i nearly fell of my chair) and £1283 by milestone insurance (fully comp) This sounds an incredible amount for insurance, is there a cheaper way?
does anyone know of any cheaper insurers for van couriers? also do i need fully comp with business use, or is 3rd party fire and theft business use enough?

Answers:

If your insurance policy does not state if you are coverd to drive others cars, are you?

I work for an Insurance Brokers and those prices sound about right to me. Premiums for Courier insurance are normally quite high. You can go TPFT if you want to for a cheaper premium but remember if you cause an accident it will not cover repair to your vehicle. Do you really want to be left with large repair costs and no vehicle if your a courier? No. Try a company called FM Green or Tradex. Just type the names in to Google and you can get a quote and advice online.

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