Do I have to report all the violations when getting a new auto insurance?

Question:
Number of violations received in the last 5 years?
Number of claims or accidents in the last 5 years?

Answers:

Should I wait until I am 21 to buy a car?

Not parking tickets, moving violations. If you don't tell them it will void your coverage if you are in an accident within two years (I believe it is, depends where you are)

What is the difference between third party liability & contractual liability?

Yes

My car is registered in missouri but i now live in kansas how do i transfer my liscense plate over?

Yes...they'll find out anyway.

My b-day is in May and i havent started drivers ed yet..is it possible i could still get my permit by my b-day

I don't think it matters much what you say, they look at your driving record.

I have to take my car from karnataka to mumbai. What are the charges will i incur?

Not necessarily. Check with the Insurance company. Many only ask back for three years. But some may want more.

How do you buy car insurance online if you want to drive your dons vehicle?

they will find out if you don't tell them.

Response Insurance, Need Customer Reviews?

Yes. They will run a check on your license and find them anyway. If you omit a few, they will usually deny you coverage.

Which insurence company is making 3rd party insurence for knetic honda scooter model 1996.?

Yes. All states are linked, so they will find out anyway.

Dealership mest up and didn't charge enough and are holding my truck hostage.?

You don't have to do anything, it's all on your credit report. Insurance companies all purchase that info off of a huge company out in Massachusetts. Regarding moving violations, if you didn't take the court supervision and ultimately have the ticket(s) tossed, they'll show up.

Driving with Forgotten License?


There's no way around it . . .

Can i contest my speeding fine? Its from 20/11/2006 surely thats too long ago?

You can put zero on there but they will eventually get it. I did that with my insurance company, in which i didn't have any but i added another driver and recorded no violations and etc. So when I reviewed my policy recently, I noticed a violation from 2005 on there. Just be honest!

Putting a custom number plate, on an older car. Illegal?

Whether you tell them.. or not.. when they take your DL number. they run a check.. they will know EVERY violation you have EVER had...

I live in Georgia. I want to purchase a car but can not afford my own car insurance. Can my grandma insure me?

It really doesn't matter if you report all of them or not because they will check anyway. They ask you up front just to give you a "quick quote" but trust me.they will know EVERYTHING about you including your credit history (which will also play a role in how much your premiums are) I suggest just being honest. Most insurance companies will offer a 10% discount if you go through a defensive driving course. They will give you the information about the course.

If I went on a trip with a friend and their car was vandalized how do I get reimbursed for items stolen?

Usually they ask the last 3, not the last 5, but yes, you do. If you don't, it's fraud, and they can drop you. They will find out when they run your record anyway.

In the state of Georgia do you need to have a license to own a car?

Some companies do ask back 5 years but only count the past 3. Other only ask back 3 years. If you told them that you had no violations or accidents they will find out about it. They will get your motor vehicle record and also a CLUE report. The clue report will give all accidents with that vehicle (Even accidents the vehicle was involved in before you purchased it).

Are the questions on practice dmv tests the same ones on the real test?


You want to lie to your insurance company, do you want them to lie to you?? I wouldn't think so. Be honest with them as they are going to be with you.

When can i get my permit (10 points for first answer)?


Also, violations and accidents don't show up on your credit report as someone previously said

How to find out details car (car number and details of owner) in hyderabad?

you should, if you neglect to reveal that information, it might cost you more than what you think you will gain.

An NRI when settling back to India from abroad, is allowed to bring his foreign made car back with him?

NO, sorta. If you had an infraction that was deferred or erased, you might wait to see if they have it in thier system. I opened my mouth too soon once and they counted one that was deferred. They can't expect you to testify against yourself!
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