What all is involved in claiming Total Loss to a vehicle?

Question:
My car was scraped against a pole while maneuvering out of the way for other vehicles in a parking garage. The estimated repair cost is probably worth the same amount (or more) than my vehicle. I'd like to claim total loss, but I don't want to end up paying ridiculously high premiums. Should I just lower my insurance coverage and live with the damage?

Answers:

What type of license for a trike?

You don't "claim" total loss, you turn it in to the insurance company and they will make decisions as to fault, and whether or not the vehicle is totaled. Once that decision is made, you can discuss options and possible outcomes with your agent.

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My car was rear ended no police report but one witness?

With our insurance company if the repair costs are greater than 70% of the vehicles bluebook value it is a total loss

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Who knows a lot about car insurance?

If u was force off the road by another car, and there's evident of it u can file it with your insurance company and your rate won't not go up.

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