Question:
hey last saturday i wrecked my car...totaled. well i still owe about 3000 left on it so of course i had full coverage ins on it will ins company give you retail value or trade in value it was a 2000 stratus and i had about 109000 miles on it and have had a lot of work done on it i did have a cracked winshield that was not cause of the wreck about how much money am i looking at?
Answers:
Can you change over your insurance to a provisional driver if you are one yourself.?
Your insurance policy covers the actual cash value (ACV) of your vehicle. This means they should pay you what the car was worth prior to the loss. Most companies use NADA or ADP as a GUIDE for establishing a baseline amount for your vehicle then adding or subtracting for mileage, options, condition, etc. If you car was worth over $3,000.00 prior to the loss you are in the clear. If not, then expect to pay the leinholder the difference.the yahoo home page has a link for autos in the you can find the Kelly blue book value. you have to put in what type interior. power windows. every option on the car to find the true value of your car before you wrecked. i hope no one was hurt severely.
Need advice for buying new car insurance (20 year old, male)?
check kbb.com and autotrader for prices. They pay market value.More Questions & Answers ...
This article contents is post by this website user, CarQnA.com doesn't promise its accuracy.
Copyright 2006-2008-2007 CarQnA.com. All Rights Reserved.