I am 16 and my driver permit has expired do I have to re-take the test again in Tenn.?

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I was hit by another car, but the insurance company said it was a no-fault. Can I sue in small claims?

I looks like you can renew it... i'm looking at the tn website... it says for up to 5 years after expiration? (that doesnt seem right) but it says so on the website. I've included the link, but i'd suggest calling them as well, to double check.

Engine Fire! Will the Insurance Company 'total' the car?

In Vermont, we would have to just get it renewed, no test.

Will insurance pay for something that is your fault?

Call your local DMV, they will be able to tell you.

If i buy a car before i turn seventeen how much can i expect to pay for insurance?

Yes... only now it will be for a driver's license.

So you pass your driving test and go to the garage to buy your first car. Do you?

Yes but i would just go ahead and try to get my license.
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