Taxi insurance got third party excess $1000. how about pte car?

Question:
everthing a taxi get into a accident and if it is a 50 50 situation he need to pay 1k and 1.5k 2nd time. Assuming the cost of repair is too expensive to repair privately

Answers:

I want to send a money order to get my driver's record here in Texas, how can i do that.?

Motor insurance excess is for first party claim, which meant you claim your own insurance company. If it's a third party claim, there is no such thing as excess. But to make a third party claim, it must be a more clear cut case and not 50 - 50 situation. I believe you need to pay the excess is because you are making a first party claim as it's a 50 - 50 situation.

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